Since inception, ZCFO has focused on building a value-based relationship with it's Clients and now we have expanded that offering to include not only CFO services but client accounting too.


Elexa Meza

Senior Account Manager

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Elexa Meza, is our  Senior Accounting Manager with over 16 years’ experience in financial accounting and management.  She specializes in the implementation of new software systems and streamlining process and

procedures for increased time efficiency and financial accuracy. She loves working with people and the opportunity to train and coach on business and financial topics. Lex provides accounting support to ZCFO Clients and leads product and services development for the firm. Elexa is a QuickBooks Online ProAdvisor.


Cesar Serrano

Staff Accountant

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Cesar Serrano, is in his third year with ZCFO. He holds a bachelor's degree from Humboldt State University with a major in accounting. Well-liked by his Clients and their staff, he will gladly talk basketball at any

opportunity. Back to business...he's also a QuickBooks ProAdvisor and a spreadsheet wizard.


Richard Zamora



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Richard Zamora, CPA has over thirty years industry experience as a COO, CFO and Controller. His expertise includes that as western region financial manager with publicly-traded firm TMP Worldwide (parent of monster.com).  Zamora's extensive business experience makes him the ideal choice for "people-driven" businesses.


He has led ZCFO since 2002 with the ability to assist clients in identifying profit opportunities in their business and developing financial process and financial reporting tools. He realizes that while many Clients start businesses because of a passion that they soon realize the need for expert financial and operational guidance.

Rick serves on the Board of Directors of St. Madeleine Sophie's Center, a San Diego County non-profit organization benefiting developmentally disabled adults and has been a mentor to children of incarcerated parents through an affiliation with the YMCA.